USAA

USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job The Business Risk and Controls/Servicing Oversight Executive is responsible for developing, implementing, testing and executing automated preventative Regulatory risk controls and comprehensive Regulatory management programs for Mortgage and Home Equity. The Executive Director Regulatory Implementation and Execution will have extensive latitude and discretion in driving the implementation and execution of controls and will partner closely with Bank Compliance to define the comprehensive Regulatory strategy for Consumer Real Estate. This position will also be responsible for communicating the comprehensive Regulatory management controls for Consumer Real Estate to bank first line of defense functions, the second line of defense functions, audit, and regulators. Job Requirements Oversees the design, implementation, testing and execution of automated preventative Regulatory risk controls and comprehensive Regulatory management programs for Mortgage and Home Equity consistent with the Bank's Regulatory Risk Management Program and in alignment with applicable laws and regulations. Works collaboratively with members of the Consumer Real Estate Leadership team, Bank Compliance and enterprise control partners to establish, communicate and execute comprehensive regulatory controls and programs for Consumer Real Estate. Demonstrates thought leadership based upon up-to-date awareness and understanding of legislative developments and a working knowledge of state and federal laws and regulations as they relate to the Bank, with the ability to communicate this knowledge in a consumable format for all audience. Provide leadership in the area of regulatory compliance and process improvement to enhance organizational safety and soundness. Works closely with other risk disciplines including but not limited to operational risk management, legal and audit services. Assists Consumer Real Estate Experience Owners and Senior Experience Owners in identifying Regulatory risks and emerging issues applicable to their ongoing and proposed experiences. Reviews and tests the adequacy of the Consumer Real Estate's Regulatory control environment, open Management Identified Gaps (MIG), and as necessary, ensures correct changes are implemented to close the MIG. Oversees the development and implementation of an effective Regulatory educational program for all relevant areas of Consumer Real Estate. Collaborates with Bank Compliance officer on corrective action or remediation plans for identified Regulatory weaknesses, monitor and report on the status of remediation plans to Bank Compliance and Operational Risk.. Sets the agenda, builds high-performing teams and sells the vision. Ensures development and mentorship of employees. Builds enduring teams and processes that foster an environment to attract, develop and retain strong talent. Required: Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree 10+years of progressive compliance and/or risk management experience developing strategies, managing major initiatives and delivering results within a complex Matrix environment 6+ years of people leadership experience in building, managing and/or developing high-performing team Experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals Executive-level business acumen in the areas of business operations, industry practices and emerging trends Preferred Experience: 10+ years consumer/residential real estate mortgage experience in risk, compliance or operations 7+ years in Mortgage Servicing Mortgage operations P&L ownership QA servicing Exam Management Internal audit for mortgage servicing Subservicing vendor relationship management Large project implementation
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Business Risk and Controls Advisor Senior - Mortgage Servicing for our San Antonio, TX facility. Positioned in the first line of defense to ensure the overall effectiveness of risk and compliance management programs, risk analytics and operations in the business. This role will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance based initiatives. Responsible for ensuring adherence to the governance of the established risk framework and ongoing supervision of business controls including risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Leverages risk assessment data, and identifies key data-driven insights tied to first line of defense. Job Requirements Manages and drives solutions for stronger controls on behalf of the business, and in support of risk and/or regulatory compliance related initiatives which may include: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, or new product controls, supplier governance, or quality governance. Performs ongoing supervision and oversight of business controls and shares knowledge with team members to evaluate the effectiveness of established business controls. Serves as a first line of defense Subject Matter Expert in one or more key areas eg Governance Risk and Compliance data (GRC) data. Holds responsible for first line of defense data analysis, report preparation and trend analysis, utilizing Business Intelligence tools. Anticipates business needs and proactively identifies opportunities to improve and strengthen the control environment through actionable insights. Provides guidance in the execution of Risk Control Self-Assessments (RCSA's), translates control deficiencies into action plans and provides recommendations to enhance governance practices in alignment with risk and compliance frameworks. Partners with stakeholders to drive improvement efforts to correct or prevent unfavorable trends and assess the impacts. Facilitates, manages and oversees complex projects involving cross-functional areas in the first line of defense. Leads project team through concept, planning, execution, and implementation phases for effective and timely risk remediation. Advises senior management on the status of their control environment related to risk identification and control weaknesses. Identifies critical areas to monitor and escalates issues and findings to appropriate stakeholders. Develops and maintains processes, procedures and tools for managing exception alerts as they occur, including monitoring and management of resulting exception cases. Ensures adherence and compliance with regulations and controls by examining and proper documentation. Serves as a primary resource to less experienced team members and/or cross functional team members and advises on risk mitigation opportunities. Stays informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed. Minimum Requirements 6 or more years operations experience in a relevant functional area to include financial services, insurance, banking, investment, information technology, public accounting or other related operational area that supports risk/compliance initiatives within the business. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (10 years total experience required without a degree). Advanced knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 1+ years experience in managing internal 2nd and 3rd line audits as well as regulatory exams including documentation and or communicating formal responses for audits/exams. 1+ years experience in managing regulatory and investor changes within mortgage services. 1+ years experience in building and executing mortgage servicing QA oversight programs through a vendor or internal resources. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/21/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Director, Business Risk and Controls - Mortgage Servicing Issues Management for our San Antonio, TX facility or Remote. Oversees a team responsible for the development, implementation and oversight of risk and compliance management programs in the first line of defense. Ensures the overall effectiveness and adherence to the governance of the established risk framework and ongoing supervision of business controls and is accountable for the development and mentoring of a high performing team responsible for risk and control self-assessments, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Job Requirements Directs staff and initiatives that support risk and control management programs, to include governance support, risk oversight, risk infrastructure development, identification, quantification, and aggregation of key and emerging risks and/or operational risks and controls. Advises senior management and influences process change. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. Manages consulting relationships with internal and external clients in regard to budget and implementation deliverables and risk mitigation plans as appropriate. Partners with key stakeholders in the business and oversees the identification, assessment and documentation of risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and/or third party operations. Directs the formulation of stress test plans for a line of business or the enterprise, evaluates results, and frames contingency plans in partnership with key business stakeholders. Directs the oversight of model risk through model documentation review, assessment of performance monitoring, model validation, and use implementation. Reviews, communicates and recommends the development of risk policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Provides counsel to business unit managers on risk management issues and supports the evaluation of new product strategies on their impact to USAA's risk profile. Develops, implements and oversees the risk management frameworks. Formulates risk management policies, procedures and standards in conjunction with senior management and risk management committees. Educates risk owners on risk management best practices and may work with other risk functions in the development and implementation of risk controls. Manages processes for collecting accurate and complete internal loss data from business areas. Directs analysis and data mining initiatives that identify, validate, and manage emerging risk exposures, as necessary. Assists in the early identification of risk trends by establishing and monitoring key performance and risk indicators. Oversees the preparation of key reports and communications and may present to governance committees, senior leaders, regulatory bodies and the USAA Board of Directors. Minimum Requirements 8 or more years of relevant operations experience in a relevant functional area to include financial services, insurance, banking, audit, public accounting, information technology, or related functional area OR 8 or more years of experience in a quantitative discipline relevant to financial risk management. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (12 years total experience required without a degree). 3 or more years of leadership or managerial experience. Expert knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 3+ years experience Controls Development or Issues Management in a Mortgage Servicing Space. Experience managing complex processes including process engineering or project management. Risk management experience in a complex institution and/or highly matrixed environment related to banking, insurance or financial services. *Selected candidates will attend and complete the Management Development School program in San Antonio, TX, during their first six months in position.* The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/21/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Business Risk and Controls Advisor Lead - Mortgage Servicing for our San Antonio, TX facility. Promotes a risk-awareness to ensure the overall effectiveness of risk and compliance management programs, risk analytics and operations in the business. This role will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance based initiatives. Responsible for ensuring adherence to the governance of the established risk framework and ongoing supervision of business controls. including risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Manages risk assessment data, and identifies key data-driven insights tied to first line of defense. Job Requirements Directs and oversees multiple initiatives in support of risk and/or regulatory compliance related initiatives on behalf of the business including but not limited to: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self assessments, procedure governance, control design, new product controls, supplier governance, or quality governance. Serves as a Subject Matter Expert in more than one key area (eg Governance Risk and Compliance (GRC) data and Business Controls Management and applies a holistic understanding of risk and regulatory compliance to influence business strategies and solutions. Hold responsible for first line of defense data analysis, report preparation and trend analysis, utilizing Business Intelligence tools. Identifies opportunities to leverage untapped resources across the enterprise to improve and strengthen the control environment through actionable insights. Designs solutions for unanswered business questions and anticipates future business needs. Directs, organizes and oversees action plans designed to enhance governance practices in alignment with risk and compliance frameworks. Influences and develops innovative solutions to mitigate risk and prevent risk exposures which result in significant business impacts. Manages the most complex projects involving cross-functional areas within the first line of defense. Defines and outlines new approaches to problem resolution, and leads project team from concept through implementation. Advises senior management on the status of their control environment related to risk identification and control weaknesses. Identifies critical areas to monitor and escalates issues and findings to appropriate stakeholders. Serves as a primary resource to cross functional team members and advises on risk mitigation opportunities. Stays informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed. Minimum Requirements 8 or more years of operations experience in a relevant functional area to include financial services, insurance, banking, investment, information technology, public accounting or other related operational area that supports risk/compliance initiatives within the business is required. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (12 years total experience required without a degree). Expert knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 3+ years experience in managing internal 2nd and 3rd line audits as well as regulatory exams including documentation and or communicating formal responses for audits/exams. 3+ years experience in managing regulatory and investor changes within mortgage services. 3+ years experience in building and executing mortgage servicing QA oversight programs through a vendor or internal resources. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position.
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job The Business Risk and Controls/Servicing Oversight Executive is responsible for developing, implementing, testing and executing automated preventative Regulatory risk controls and comprehensive Regulatory management programs for Mortgage and Home Equity. The Executive Director Regulatory Implementation and Execution will have extensive latitude and discretion in driving the implementation and execution of controls and will partner closely with Bank Compliance to define the comprehensive Regulatory strategy for Consumer Real Estate. This position will also be responsible for communicating the comprehensive Regulatory management controls for Consumer Real Estate to bank first line of defense functions, the second line of defense functions, audit, and regulators. Job Requirements Oversees the design, implementation, testing and execution of automated preventative Regulatory risk controls and comprehensive Regulatory management programs for Mortgage and Home Equity consistent with the Bank's Regulatory Risk Management Program and in alignment with applicable laws and regulations. Works collaboratively with members of the Consumer Real Estate Leadership team, Bank Compliance and enterprise control partners to establish, communicate and execute comprehensive regulatory controls and programs for Consumer Real Estate. Demonstrates thought leadership based upon up-to-date awareness and understanding of legislative developments and a working knowledge of state and federal laws and regulations as they relate to the Bank, with the ability to communicate this knowledge in a consumable format for all audience. Provide leadership in the area of regulatory compliance and process improvement to enhance organizational safety and soundness. Works closely with other risk disciplines including but not limited to operational risk management, legal and audit services. Assists Consumer Real Estate Experience Owners and Senior Experience Owners in identifying Regulatory risks and emerging issues applicable to their ongoing and proposed experiences. Reviews and tests the adequacy of the Consumer Real Estate's Regulatory control environment, open Management Identified Gaps (MIG), and as necessary, ensures correct changes are implemented to close the MIG. Oversees the development and implementation of an effective Regulatory educational program for all relevant areas of Consumer Real Estate. Collaborates with Bank Compliance officer on corrective action or remediation plans for identified Regulatory weaknesses, monitor and report on the status of remediation plans to Bank Compliance and Operational Risk.. Sets the agenda, builds high-performing teams and sells the vision. Ensures development and mentorship of employees. Builds enduring teams and processes that foster an environment to attract, develop and retain strong talent. Required: Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree 10+years of progressive compliance and/or risk management experience developing strategies, managing major initiatives and delivering results within a complex Matrix environment 6+ years of people leadership experience in building, managing and/or developing high-performing team Experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals Executive-level business acumen in the areas of business operations, industry practices and emerging trends Preferred Experience: 10+ years consumer/residential real estate mortgage experience in risk, compliance or operations 7+ years in Mortgage Servicing Mortgage operations P&L ownership QA servicing Exam Management Internal audit for mortgage servicing Subservicing vendor relationship management Large project implementation
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Business Risk and Controls Advisor Senior - Mortgage Servicing for our San Antonio, TX facility. Positioned in the first line of defense to ensure the overall effectiveness of risk and compliance management programs, risk analytics and operations in the business. This role will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance based initiatives. Responsible for ensuring adherence to the governance of the established risk framework and ongoing supervision of business controls including risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Leverages risk assessment data, and identifies key data-driven insights tied to first line of defense. Job Requirements Manages and drives solutions for stronger controls on behalf of the business, and in support of risk and/or regulatory compliance related initiatives which may include: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, or new product controls, supplier governance, or quality governance. Performs ongoing supervision and oversight of business controls and shares knowledge with team members to evaluate the effectiveness of established business controls. Serves as a first line of defense Subject Matter Expert in one or more key areas eg Governance Risk and Compliance data (GRC) data. Holds responsible for first line of defense data analysis, report preparation and trend analysis, utilizing Business Intelligence tools. Anticipates business needs and proactively identifies opportunities to improve and strengthen the control environment through actionable insights. Provides guidance in the execution of Risk Control Self-Assessments (RCSA's), translates control deficiencies into action plans and provides recommendations to enhance governance practices in alignment with risk and compliance frameworks. Partners with stakeholders to drive improvement efforts to correct or prevent unfavorable trends and assess the impacts. Facilitates, manages and oversees complex projects involving cross-functional areas in the first line of defense. Leads project team through concept, planning, execution, and implementation phases for effective and timely risk remediation. Advises senior management on the status of their control environment related to risk identification and control weaknesses. Identifies critical areas to monitor and escalates issues and findings to appropriate stakeholders. Develops and maintains processes, procedures and tools for managing exception alerts as they occur, including monitoring and management of resulting exception cases. Ensures adherence and compliance with regulations and controls by examining and proper documentation. Serves as a primary resource to less experienced team members and/or cross functional team members and advises on risk mitigation opportunities. Stays informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed. Minimum Requirements 6 or more years operations experience in a relevant functional area to include financial services, insurance, banking, investment, information technology, public accounting or other related operational area that supports risk/compliance initiatives within the business. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (10 years total experience required without a degree). Advanced knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 1+ years experience in managing internal 2nd and 3rd line audits as well as regulatory exams including documentation and or communicating formal responses for audits/exams. 1+ years experience in managing regulatory and investor changes within mortgage services. 1+ years experience in building and executing mortgage servicing QA oversight programs through a vendor or internal resources. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/21/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Director, Business Risk and Controls - Mortgage Servicing Issues Management for our San Antonio, TX facility or Remote. Oversees a team responsible for the development, implementation and oversight of risk and compliance management programs in the first line of defense. Ensures the overall effectiveness and adherence to the governance of the established risk framework and ongoing supervision of business controls and is accountable for the development and mentoring of a high performing team responsible for risk and control self-assessments, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Job Requirements Directs staff and initiatives that support risk and control management programs, to include governance support, risk oversight, risk infrastructure development, identification, quantification, and aggregation of key and emerging risks and/or operational risks and controls. Advises senior management and influences process change. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. Manages consulting relationships with internal and external clients in regard to budget and implementation deliverables and risk mitigation plans as appropriate. Partners with key stakeholders in the business and oversees the identification, assessment and documentation of risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and/or third party operations. Directs the formulation of stress test plans for a line of business or the enterprise, evaluates results, and frames contingency plans in partnership with key business stakeholders. Directs the oversight of model risk through model documentation review, assessment of performance monitoring, model validation, and use implementation. Reviews, communicates and recommends the development of risk policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Provides counsel to business unit managers on risk management issues and supports the evaluation of new product strategies on their impact to USAA's risk profile. Develops, implements and oversees the risk management frameworks. Formulates risk management policies, procedures and standards in conjunction with senior management and risk management committees. Educates risk owners on risk management best practices and may work with other risk functions in the development and implementation of risk controls. Manages processes for collecting accurate and complete internal loss data from business areas. Directs analysis and data mining initiatives that identify, validate, and manage emerging risk exposures, as necessary. Assists in the early identification of risk trends by establishing and monitoring key performance and risk indicators. Oversees the preparation of key reports and communications and may present to governance committees, senior leaders, regulatory bodies and the USAA Board of Directors. Minimum Requirements 8 or more years of relevant operations experience in a relevant functional area to include financial services, insurance, banking, audit, public accounting, information technology, or related functional area OR 8 or more years of experience in a quantitative discipline relevant to financial risk management. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (12 years total experience required without a degree). 3 or more years of leadership or managerial experience. Expert knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 3+ years experience Controls Development or Issues Management in a Mortgage Servicing Space. Experience managing complex processes including process engineering or project management. Risk management experience in a complex institution and/or highly matrixed environment related to banking, insurance or financial services. *Selected candidates will attend and complete the Management Development School program in San Antonio, TX, during their first six months in position.* The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/21/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 25, 2019
Full time
Purpose of Job We are currently seeking talented Business Risk and Controls Advisor Lead - Mortgage Servicing for our San Antonio, TX facility. Promotes a risk-awareness to ensure the overall effectiveness of risk and compliance management programs, risk analytics and operations in the business. This role will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance based initiatives. Responsible for ensuring adherence to the governance of the established risk framework and ongoing supervision of business controls. including risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, market conduct exams, and monitoring the first line of defense in an effort to minimize risk exposures and strengthen the overall control environment. Manages risk assessment data, and identifies key data-driven insights tied to first line of defense. Job Requirements Directs and oversees multiple initiatives in support of risk and/or regulatory compliance related initiatives on behalf of the business including but not limited to: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self assessments, procedure governance, control design, new product controls, supplier governance, or quality governance. Serves as a Subject Matter Expert in more than one key area (eg Governance Risk and Compliance (GRC) data and Business Controls Management and applies a holistic understanding of risk and regulatory compliance to influence business strategies and solutions. Hold responsible for first line of defense data analysis, report preparation and trend analysis, utilizing Business Intelligence tools. Identifies opportunities to leverage untapped resources across the enterprise to improve and strengthen the control environment through actionable insights. Designs solutions for unanswered business questions and anticipates future business needs. Directs, organizes and oversees action plans designed to enhance governance practices in alignment with risk and compliance frameworks. Influences and develops innovative solutions to mitigate risk and prevent risk exposures which result in significant business impacts. Manages the most complex projects involving cross-functional areas within the first line of defense. Defines and outlines new approaches to problem resolution, and leads project team from concept through implementation. Advises senior management on the status of their control environment related to risk identification and control weaknesses. Identifies critical areas to monitor and escalates issues and findings to appropriate stakeholders. Serves as a primary resource to cross functional team members and advises on risk mitigation opportunities. Stays informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed. Minimum Requirements 8 or more years of operations experience in a relevant functional area to include financial services, insurance, banking, investment, information technology, public accounting or other related operational area that supports risk/compliance initiatives within the business is required. Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (12 years total experience required without a degree). Expert knowledge of relevant regulatory compliance, industry regulations and regulatory data sources required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 3+ years experience in managing internal 2nd and 3rd line audits as well as regulatory exams including documentation and or communicating formal responses for audits/exams. 3+ years experience in managing regulatory and investor changes within mortgage services. 3+ years experience in building and executing mortgage servicing QA oversight programs through a vendor or internal resources. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position.
USAA Plano, TX, USA
May 25, 2019
Full time
Purpose of Job Develops, administers, and is accountable for a portion of the department s audit program and resources which provides the Finance and Audit Committee of the USAA Board of Directors, the CEO, and members of USAA management with independent, objective assurance services regarding the effectiveness and efficiency of the Association s governance, risk management, compliance and control processes, and in the course of providing those services, supports the Association s achievement of operational excellence. Job Requirements Provides support to line of business Audit Executive and may report periodically on the activities of Audit Services to Audit Committees of the various subsidiary boards Establishes the Enterprise Risk Assessment identifying major lines of business audit risk assessment; understanding and applying risk assessment concepts and principles, identifying areas of risk and assigning appropriate risk ratings, assuring completeness and accuracy for audit coverage. Serves as the primary Audit point of contact on various line of business Committee Meetings and leads Continuous Monitoring activities for these committee meetings to ensure information obtained in committee meetings is distributed vertically and horizontally within Audit Services. Responsible for openly discussing business risks and controls with the line of business leadership; offering effective challenge in a professional manner. Assures appropriate staffing (internal or external) and resources are available to execute the plan. Performs special audits from management as requested. Provides technical and ethical direction to audits that are sensitive, complex and/ or comprehensive in nature through discussions with staff. Reviews draft reports for every audit in assigned area for appropriate detail and assures that professional standards are adhered to, actual time is compared to budgeted time, and that the audit report contains fully supported factual information. Assures that appropriate follow up to audit observations is accomplished and reported. Maintains a current knowledge of the direction of USAA through discussions with corporate officers and attendance at various management meetings, conferences, and Board of Directors meetings in order to integrate current risks into the audit plan. Develops benchmarking information necessary to maintain an efficient and cost-effective department. Monitors department metrics. Coordinates audits by the outside independent auditors and regulatory agencies, where applicable, to minimize the costs associated with such audits and participates in researching and resolving financial, operational, or regulatory problems identified. Supports the CAE as well as line of business Audit Executive in preparing briefings for the USAA Finance & Audit Committee as scheduled on the activities of Audit Services. Sets the agenda, builds high performing teams and sells the vision. Ensures development and mentorship of employees. Builds enduring teams and processes that foster an environment to attract, develop and retain strong talent. Required: Bachelor s Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 10+years of internal audit, risk management, compliance, other control partner experience or relevant operations experience developing strategies, managing major initiatives and delivering results within a complex matrix environment. 4+ years of people leadership experience in building, managing and/or developing high-performing teams. Experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals. Executive-level business acumen in the areas of Property and Casualty Insurance, Life Insurance, Sales Practices, Conduct Risk, or other industry practices and emerging trends required. Preferred: Deep personal lines P&C expertise with leadership experience in audit. Subject matter expert in risk and/or compliance in personal lines P&C insurance. Involvement in IT Audit initiatives. Experience presenting to Board level leadership. CIA and/or CPCU
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job: We are currently seeking a talented Quantitative Risk Analyst Lead for our San Antonio, TX, Phoenix, AZ, Colorado Springs, CO, or Tampa, FL, facility. The Quantitative Risk Analyst Lead conducts and develops quantitative and analytic models, assessments and/or applications in support of risk management efforts that assess the market and identify risks and gaps in existing or proposed processes. Applies diverse methodologies and deep experience in a variety of disciplines to identify and solve complex and/or undefined risk problems. Works with leadership to remediate gaps and improvements identified between existing practices and regulatory requirements. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and/or expert knowledge of core business Job Requirements: Applies expert analytical knowledge to utilize advanced analytics to assess future risk and/or new risks, opportunities, and effectiveness. Translates results into meaningful solutions to enhance decision making. Presents findings to senior level leadership. Applies expert knowledge and industry best practices to quantify risk and aggregate exposures. Develops complex systems and programs that measure aggregate risk exposures. Performs model validations and presents results to senior leadership. Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change. Translates recommendations into communication materials to effectively present to senior leadership. Recommendations typically have a major impact on business results. Provides subject matter expertise in operationalizing recommendations. Applies expert knowledge to produce advanced analytical material to lead discussions with cross functional teams and senior leadership to understand complex business objectives and influence solution strategies. Demonstrates thought leadership in cross functional team environments. Drives and creates cross functional teams in support of initiatives that have significant impact to the enterprise or a core business area. Provides direction and mentorship to other team members in the peer review process. Expertly communicates analytical results, findings and solutions to governance committees and business process owners and influences business analysis Minimum Requirements: Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline required OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree 8 or more years of related quantitative analysis experience in a discipline relevant to risk management to include statistical analysis, modelling, mathematics or other quantitative discipline OR advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline AND 6 or more years work experience in a quantitative discipline relevant to risk management OR PhD in Economics, Finance, Statistics, Mathematics, or other quantitative discipline AND up to 4 years work experience in a quantitative discipline relevant to risk management. Preferred Experience: 6 years + involvement with quantitative analytical work, statistical analysis, financial modelling, risk management reporting, portfolio analysis, etc. 2 years + Risk Management functional experience in Validation functions (or Model Governance), specifically dealing with banking models (Credit Risk, ALM, PPNR, CCAR, Ops Loss) Ability to support model development and maintenance, including documentation, testing, performance monitoring and re-development as necessary Experience with programming languages such as SAS, Python, and R Strong knowledge of modelling techniques such ie (Generalized linear modelling, Time Series, CART, Decision Trees, Neural Networks, Factor analysis experimental design and hypothesis testing.) Strong verbal communication and writing skills and attention to detail Industry and/or model vendor experience in retail/commercial banking, investment banking, credit union, and capital markets/trading, etc. Experience effectively interacting with management and responding to requests from regulators/auditors (ie OCC, FRB, CFPB) as well as Board of Directors/Risk Committee. Master's or PhD in a quantitative discipline, such as Finance, Math, Statistics, and Economics One or more of the following designations: Professional Risk Manager (PRM) Financial Risk Manager (FRM) Chartered Financial Analyst (CFA) The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers . Relocation assistance is not available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 04/24/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business un exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. We are currently seeking a talented Quantitative Risk Analyst I for our San Antonio, TX location. Job Requirements Utilizes advanced analytics to assess future risk, opportunities, and effectiveness. Translates results into meaningful solutions to enhance decision making. May present findings to various levels of leadership. Utilizes industry best practices to quantify risk and aggregate exposures. Develops complex systems and programs that measure aggregate risk exposures. May engage in model validation and/or produce model validation reports. Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change using developed knowledge. May translate recommendations into communication materials to effectively present to colleagues for peer review and management. Produces advanced analytical material for discussions with cross functional teams to understand complex business objectives and influence solution strategies. Communicates analytical results, findings and solutions to governance committees and business process owners and influences business analysis. May create statistical reporting and financial analysis to forecast results for required stress test scenarios. Analyzes and challenges stress testing results and partners with relevant functions to validate those results. Minimum Requirements Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline required. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 4 or more years related quantitative analysis experience in a discipline relevant to risk management to include statistical analysis, modelling, mathematics or other quantitative discipline Or advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline and 2 or more years work experience in a quantitative discipline relevant to risk management Or PhD in Economics, Finance, Statistics, Mathematics, or other quantitative discipline Successful completion of an analyst assessment may be required *Qualifications may warrant placement in a different job level* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not able to change your responses. Preferred 4+ years of experience with Market Risk modelling techniques (Fixed Income securities valuation, IR derivatives, VaR, greeks, or stress scenarios) or Credit Risk modelling techniques (PD/KMV EDF, asset correlations, LGD, EAD, EL/UL, EC, impairments, or counterparty credit) 4+ years of experience producing high-quality documentation of model assumptions, design, implementation, limitations, and performance monitoring in compliance with model risk governance policy/procedures and meeting heightened regulatory expectations 4+ years of experience with Capital Markets and Investment Portfolios: how the markets operate, what the products and main risk drivers are, how credit cycles work, how investment portfolios are constructed, and what are main methodologies to analyze portfolio risks Master's Degree or PhD in financial mathematics or other quantitative discipline and/or CFA or FRM certifications Experience with investment credit default models (ex. Moody's QRM or MSCI) The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Employer also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers . Relocation assistance is not available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 12/23/18 by 11:59 pm CST time.
USAA Tampa, FL, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Risk Analyst I - Third Party for our Tampa, FL (Crosstown) facility. Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business un exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. Job Requirements Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third party operations. May present findings to various levels of leadership. Communicates results of risk assessments to governance committees, business process owners and various levels of leadership. Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice. Enhances strategies, tools, and methodologies to measure, monitor, and report risks. Applies intermediate knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Effectively contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Effectively contributes to projects that impact the organization. Supports the formulation of stress test plans for a line of business or the enterprise including the evaluation of results, and framing of contingency plans in partnership with key business stakeholders. Minimum Requirements Bachelor's degree in Risk Management, Business, Finance, or a related field required. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 4 or more years risk management or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Economics, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline relevant to risk management and 2 or more years work experience in a quantitative discipline relevant to risk management Or PhD in a quantitative discipline relevant to risk management *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred Experience in Third Party Risk Management Experience performing risk-based testing to include maintenance of test scripts Experience utilizing strong detail orientation, follow up and organizational skills in order to identify issues and ensure project timeliness and completion Experience utilizing excellent verbal and written communication skills The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Relocation assistance is not available for this position.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Bank Supervision and Controls Advisor Senior - AML for our San Antonio, TX facility. This position supports the supervision of AML front-line business units that are responsible for implementing and adhering to Heightened Standards and operating within risk tolerances. Identifies risk-related issues in their assigned organization pertaining to compliance and operational risks. Executes risk management tasks, projects, and activities which includes administering and creating strong action plans and timely mitigation of risk. Collaborates with Business Control Management (BCM) and 2nd line of defense team members to support and ensure effective risk mitigation. Job Requirements Develops operating policies and procedures, in accordance with the enterprise risk policies and standards set by independent risk management. Analyzes a broad range of performance data to monitor each risk area. Self-identifies any deficiencies and takes corrective action when necessary. Provides accurate and timely risk reports to Business Control Management, independent risk management, internal audit, executive management, and board and management committees. Provides input to the CRO organization regarding the enterprise risk governance framework and the standards and parameters established to govern risk-taking activities. Develops action plans in the event of a trigger or appetite breach. Participates in escalation processes established by independent risk management to resolve issues involving disagreements among the lines of defense. Assists with managing the expectations and accountability for the team of supervision professionals in consultation with the Business Controls Management and independent risk management. Minimum Requirements Bachelor's Degree or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a Degree 6 or more years experience in a risk management, compliance, regulatory, or audit function within the banking or insurance industry 4 or more years first line of defense experience in surveilling/monitoring financial services transactions *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 3+ years of AML/BSA/OFAC experience within a midsize to large bank environment 3+ years risk management experience in a Large Bank and/or highly matrixed environment related to banking regulations and compliance 3+ years experience in Control Testing and/or Issue Management 2+ years experience with risk metrics such as KRIs (Key Risk Indicators) and/or Risk Appetite Experience developing comprehensive risk based control plan, developing internal controls and performing control testing and/or audit techniques Experience leading product level risk assessments ACAMS, CISA, CRCM, CIA, CCSA, CRM or other risk/compliance certifications The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is available for this position.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Risk Analyst I for our San Antonio, TX or Remote facility. Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business un exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. Job Requirements Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third party operations. May present findings to various levels of leadership. Communicates results of risk assessments to governance committees, business process owners and various levels of leadership. Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice. Enhances strategies, tools, and methodologies to measure, monitor, and report risks. Applies intermediate knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Effectively contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Effectively contributes to projects that impact the organization. Supports the formulation of stress test plans for a line of business or the enterprise including the evaluation of results, and framing of contingency plans in partnership with key business stakeholders. Minimum Requirements Bachelor's degree in Risk Management, Business, Finance, or a related field required. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 4 or more years risk management or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Economics, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline relevant to risk management and 2 or more years work experience in a quantitative discipline relevant to risk management Or PhD in a quantitative discipline relevant to risk management *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred Bank Risk experience supporting Bank Operations or Bank Technology Good understanding of Operational Risk Management 2+ years banking experience, specifically in risk, compliance, or corporate governance Working knowledge of Bank regulatory requirements Experience performing risk assessments covering key risks and initiatives within a financial services company The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Employer also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Compliance Advisor I - Testing for our San Antonio, TX or facility. Reviews laws and regulations for business impact and completes risk assessments. Under minimal supervision, performs moderately complex to complex work assignments and problem resolution within a CoSA and enterprise-wide projects. Guides the business on compliance strategy implementation in the pursuit of business solutions. Job Requirements Conducts reviews of laws and regulations for business impact. Completes accurate risk assessments, develops recommendations and coordinates with appropriate counsel. Serves as a resource to less experienced team members on escalated issues of a routine nature. Utilizes strong leadership skills in interacting with counsel, customers or team members. Builds processes and relationships that facilitate productive teamwork. Provides compliance input on business action plans, projects or operational requests. Gathers information, analyzes data trends, identifies root cause(s), and provides information to the business or project teams. Serves as the subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policy. Provides industry knowledge and/or skills expertise for work assignments. Identifies outstanding compliance issues and oversees proper implementation of business requirements. Demonstrates knowledge of how own area links to other key areas of the company and identifies new ways of doing business. Monitors and assures compliance with regulatory requirements reporting and maintains relationships with regulatory agencies as directed. Coordinate and responds to regulatory requirements and requests. Conducts compliance assessments through self assessment program and examinations. Minimum Requirements Bachelor's degree required; Or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 4 or more years of Bank industry Compliance and Operational Risk work experience. Advanced knowledge of relevant regulatory data sources. Advanced knowledge of data analysis tools and techniques. Advanced knowledge of relevant industry regulations. Advanced knowledge of regulatory compliance. Advanced knowledge of Microsoft Office tools to include Word, Excel and PowerPoint. Preferred 1+ years project management and execution work experience. 4+ years financial services industry work experience. Compliance and Operational Risk testing experience. Experience with an eGRC system. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Employer also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking a talented Lead Risk Analyst for our San Antonio, TX facility or remote. The Lead Risk Analyst provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business in exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and/or expert knowledge of a core business discipline, products and processes. This position will be responsible for overseeing USAA's business control management program, across the enterprise, and assisting with Risk and Controls Standardization processes. Job Requirements Identifies and seeks key stakeholders across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls. Presents findings and recommendations to various levels of leadership. Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making. Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice. Develops strategies, tools, and methodologies to measure, monitor, and report risks. Applies expert knowledge to utilize or produce analytical material for discussions with cross-functional teams to understand business objectives and influence solution strategies. Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area. Formulates and reviews stress test plans for a line of business or the enterprise. Evaluates results, and frames contingency plans in partnership with key business stakeholders. Crafts key communications to be delivered to executives and board members. Minimum Requirements Bachelor's degree in Risk Management, Business, Finance, or a related field OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 8 years risk management or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area AND a Bachelor's degree in Risk Management, Business, Finance or other related field OR a total of 12+ years related work experience in lieu of Bachelor's degree OR an advanced degree or designation in a quantitative discipline relevant to risk management AND 4+ years relevant risk management work experience OR PhD in a quantitative discipline AND 2+ years relevant risk management work experience *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 5+ years Risk Management experience in a Large Bank and/or highly matrixed environment related to financial regulations and compliance Strong Risk and Controls operations experience Familiar with the MetricStream tool Experience with standardizing risk frameworks Experience interacting with and managing relationships with broad set of stakeholders (audit, legal, management, regulatory agencies, and business partners) Change Management or change leader experience Strong proficiency in project management approaches and tools Proven ability to influence executives and successfully support the decision-making process CRCM, CIA, CRM or other risk/compliance certifications The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/06/19 by 11:59 pm CST time.
USAA San Antonio, TX, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Compliance Advisor I - Testing for our San Antonio, TX or facility. Reviews laws and regulations for business impact and completes risk assessments. Under minimal supervision, performs moderately complex to complex work assignments and problem resolution within a CoSA and enterprise-wide projects. Guides the business on compliance strategy implementation in the pursuit of business solutions. Job Requirements Conducts reviews of laws and regulations for business impact. Completes accurate risk assessments, develops recommendations and coordinates with appropriate counsel. Serves as a resource to less experienced team members on escalated issues of a routine nature. Utilizes strong leadership skills in interacting with counsel, customers or team members. Builds processes and relationships that facilitate productive teamwork. Provides compliance input on business action plans, projects or operational requests. Gathers information, analyzes data trends, identifies root cause(s), and provides information to the business or project teams. Serves as the subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policy. Provides industry knowledge and/or skills expertise for work assignments. Identifies outstanding compliance issues and oversees proper implementation of business requirements. Demonstrates knowledge of how own area links to other key areas of the company and identifies new ways of doing business. Monitors and assures compliance with regulatory requirements reporting and maintains relationships with regulatory agencies as directed. Coordinate and responds to regulatory requirements and requests. Conducts compliance assessments through self assessment program and examinations. Minimum Requirements Bachelor's degree required; Or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 4 or more years of Bank industry Compliance and Operational Risk work experience. Advanced knowledge of relevant regulatory data sources. Advanced knowledge of data analysis tools and techniques. Advanced knowledge of relevant industry regulations. Advanced knowledge of regulatory compliance. Advanced knowledge of Microsoft Office tools to include Word, Excel and PowerPoint. Preferred 1+ years project management and execution work experience. 4+ years financial services industry work experience. Compliance and Operational Risk testing experience. Experience with an eGRC system. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Employer also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers. Relocation assistance is not available for this position.
USAA Tampa, FL, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Risk Analyst Lead - Third Party for our Tampa, FL (Crosstown) facility. Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products and processes. Job Requirements Identifies and seeks key stakeholders across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls. Presents findings and recommendations to various levels of leadership. Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making. Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice. Develops strategies, tools, and methodologies to measure, monitor, and report risks. Applies expert knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area. Formulates and reviews stress test plans for a line of business or the enterprise. Evaluates results, and frames contingency plans in partnership with key business stakeholders. Crafts key communications to be delivered to executives and board members. Minimum Requirements Bachelor's degree in Risk Management, Business, Finance, or a related field required. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 8 or more years of risk management or 8 years operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree or designation in a quantitative discipline relevant to risk management and 6 or more years relevant risk management work experience Or PhD in a quantitative discipline and up to 4 years relevant risk management work experience. Successful completion of a job-related assessment may be required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred Experience in Third Party Risk Management Experience designing and executing highly complex risk-based testing from scratch, to include maintenance of test scripts Experience developing processes to ensure testing consistency Experience utilizing excellent verbal, written and interpersonal communications skills The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Relocation assistance is available for this position.
USAA Tampa, FL, USA
May 24, 2019
Full time
Purpose of Job We are currently seeking talented Risk Analyst Lead - Third Party for our Tampa, FL (Crosstown) facility. Provides risk management support for a line of business or staff agency in key risk identification, measurement and aggregation, and the understanding and management of risk through appropriate practices and processes. Assesses and mitigates enterprise and business exposures through the identification of key and emerging risks and evaluates alignment with risk strategy and appetite. Monitors the risk and control environment to ensure that exposures are kept at acceptable levels and may consult on risk mitigation plans. Leads and executes complex initiatives and cross functional teams within the Chief Risk Office and across the Enterprise that drive problem resolution. Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products and processes. Job Requirements Identifies and seeks key stakeholders across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls. Presents findings and recommendations to various levels of leadership. Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making. Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice. Develops strategies, tools, and methodologies to measure, monitor, and report risks. Applies expert knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area. Formulates and reviews stress test plans for a line of business or the enterprise. Evaluates results, and frames contingency plans in partnership with key business stakeholders. Crafts key communications to be delivered to executives and board members. Minimum Requirements Bachelor's degree in Risk Management, Business, Finance, or a related field required. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 8 or more years of risk management or 8 years operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree or designation in a quantitative discipline relevant to risk management and 6 or more years relevant risk management work experience Or PhD in a quantitative discipline and up to 4 years relevant risk management work experience. Successful completion of a job-related assessment may be required. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred Experience in Third Party Risk Management Experience designing and executing highly complex risk-based testing from scratch, to include maintenance of test scripts Experience developing processes to ensure testing consistency Experience utilizing excellent verbal, written and interpersonal communications skills The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At Employer our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Relocation assistance is available for this position.
USAA Plano, TX, USA
May 24, 2019
Full time
Purpose of Job: We are seeking a talented Audit Manager - IT/Apps for our San Antonio, TX, Plano, TX, or Phoenix, AZ facility. Develops and independently performs complex work assignments and problem resolution in support of risk-based assurance and advisory engagements and/or audit quality assessments in the field of business operations, finance, and compliance and/or information technology. Maintains a high degree of business contact through fieldwork, often serving as the principal fieldwork contact. Mentors junior staff auditors on audit excellence, to include theory and application of audit and/or business/information technology techniques. Adheres to the Institute of Internal Auditors' Standards and Code of Ethics. Job Requirements Leads and executes audit engagements from beginning to end (audit life cycle of medium to high risk audit engagements) to include understanding horizontal and vertical impacts across the entire audit organization (ie ability to cross Matrix). Manages engagement-related efforts and assignments of staff with varying degrees of expertise and experience when conducting engagements as the Auditor-in-Charge (AIC). Provides coaching and guidance to junior auditors ensuring timeliness and quality of audit engagement deliverables. Updates engagement risk assessments utilizing current data. Ensures and develops content of audit report and business monitoring. Reviews work papers and delivers audit team engagement performance evaluations. Conducts or assists with leading special reviews, investigations, monitoring activities, and work for external auditors and/or regulators. Builds and develops relationships both internally within Audit Services and externally with clients and control partners to help drive strategic objectives with the business. Ensures engagements are completed objectively, professionally, and in accordance with corporate and industry audit standards. Provides guidance on the use of various business systems, applications, and/or audit tools to create queries and ad hoc reports. Reviews, analyzes, and interprets data collected from multiple sources to ensure valid conclusions are drawn. Communicates with the business/clients; delivers difficult messages. May communicate with regulators and executive leaders. Identifies control weaknesses and opportunities for improvement in the current operating environment and recommendations for corrective action; drafts the related observations (business issues) and audit reports for issuance to respective client leadership and conducts follow-up activities as defined in the observations. May be responsible for execution of ITGC and/or application controls. Minimum Requirements Bachelor's degree in Accounting, Finance, Information Technology or other relevant field or four additional years of related experience beyond minimum required may be substituted in lieu of a degree. 6 or more years of audit, financial, insurance, banking, information technology or related business experience. Advanced knowledge of Audit theory and demonstrated experience in audit execution. Advanced level business acumen in business operations, industry practices, and emerging trends. *Qualifications may warrant placement in a different job level.* When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses. Preferred 6+ years experience in large financial services IT internal audit department, or equivalent IT audit experience to include top tier firm (Big 4, Protiviti, etc.) 2+ years experience leading end-to-end engagements as the Auditor-in-Charge (AIC) and/or leadership experience within the information technology or security fields Demonstrated knowledge of internal controls, business and information technology risks and/or audit techniques in a large financial services organization Demonstrated knowledge of the regulatory environment for relevant industry Advanced knowledge of IT application controls, ITGCs, Cyber Security, Mobile, Virtualization, WebSphere as well as IT infrastructure including databases, networks, operating systems Experience with audit engagement support tools including electronic workpapers Exceptional communication and project management skills Preferred designations include CIA (Certified Internal Auditor), CISA (Certified Information Systems Auditor), CISSP (Certified Information Security Systems Professional), CFSA (Certified Financial Services Auditor) or other relevant business designation Experience with NIST and/or Cobit preferred Experience with ISO 27001 and ISO 2700 preferred The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals. Relocation assistance is available for this position. For Internal Candidates: Must complete 12 months in current position (from date of hire or date of placement), or must have manager's approval prior to posting. Last day for internal candidates to apply to the opening is 05/07/19 by 11:59 pm CST time.